Welcome to Credit24. These terms and conditions outline the rules for the use of Credti24’s website located at www.credit24.com.au.
1. Acceptance
By accessing, viewing or otherwise using this website, or any material available on this website, you accept these Terms and Conditions. Do not continue to use this Credit24 website if you do not agree to take all of the Terms and Conditions stated on this page. By continuing to view or otherwise use this website you accept by conduct these Terms and Conditions.
2. Our website
Unless otherwise stated Credit24 and/or its related companies own the intellectual property rights for all materials on the www.credit24.com.au website. All intellectual property rights are reserved. You may access this information for your own personal use subject to the restrictions set in these Terms and Conditions.
The information, and the products and services that are made available through this website, are intended only for residents of Australia. Persons who are not residents are not authorised to submit any applications for credit through this website. Any unauthorised applications made through this website will not be accepted. The information and materials on this website are subject to change, or termination without prior notice.
3. Website security
We regularly review our website security measures, and take reasonable efforts to ensure that the most up-to-date encryption methods are used. However, we cannot guarantee that information that you transmit over the internet is entirely secure. When you submit information via this website, you accept that you do so at your own risk. We take all reasonable care to ensure that information that is received by us is secure in our systems, and we encrypt the data prior to transmitting it via the internet to third parties. However, we can never guarantee that the information receive is secure. We do not guarantee that this website is virus free, or that access to this website will be free from interruption. By using this website, you accept that you do so at your own risk.
4. Use of cookies
We employ the use of cookies, when you access the Credit24 website www.credit24.com.au. We use cookies for security and personalisation purposes in relation to secure services on this website, such as the submission of application and your personal account. We also allocate cookies to your browser to determine whether you have visited this website before and if so, which pages you viewed and which third party websites your visited. In order to submit an application or access an account on this website, you must set up your internet browser to accept cookies. You may, however, access some information without accepting cookies. For more information about our treatment of personal information, please see our Privacy Policy.
5. Comments and communications
Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Credit24 does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Credit24, its agents and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions.
The content of emails that you send to us (and our responses) are stored and also monitored for security issues.
6. Advertising
We may advertise our services online through third party websites. When you visit a third party website which displays an advertisement for our services, that website may use cookies and other means to collect information. We may receive a copy of that information, or access to that information as a result of an arrangement with the third party website. When you follow a link from an advertisement on another website that directs you to this website, certain information may be collected, including, for example, the pages you view and whether you begin or submit an application. The purpose of this is allow us to evaluate the effectiveness of the advertising.
7. Links to third party websites and software
This website may include links to external website, including websites that have software available for download. We do not endorse or approve the owners or operators of any third party websites, any information, graphics or materials on these websites, or any goods or services (including software) offered on these websites. To the extent permitted by law, we do not accept responsibility or liability for, nor do we give any warranty in respect of, any third party websites, their contents, or any goods and services they offer. We may receive payments from the operators of third party websites in relation to goods or services they supply to you as a result of access to their website gained through a link on this website. Third party websites are not subject to our Privacy Policy. We suggest that you read the privacy policy relevant to each third party website that you access through this website.
8. Product information
This website contains general information about our products and services. This information does not, unless we state otherwise, constitute an offer or inducement to enter into a credit contract, nor form part of any terms and conditions of any products or services offered.
9. Unlawful or prohibited use
You must not use this website in any way that is unlawful or prohibited by these Terms and Conditions or any other condition or notice on this website. You are prohibited from using this website in any way that may cause damage to this website or another person’s use of this website. Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Credit24 Website.
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
10. Warranties
While we have taken all reasonable steps to ensure that the information contained in this website is accurate and complete, we do not warrant that the information is free from error or omission. We do not warrant that the quality of the products or services made available on this website will meet your expectations.
11. Limitation of liability
We, and our employees, agents and officer, accept no liability for any losses, damages, liability or claims arising from, or any costs, charges or expenses incurred in connection with:
• the information contained in this website
• your use of this website
• any revision, suspension or discontinuance of this website,
• whether in contract, tort (including negligence), statute or otherwise.
12. Copyright and trademarks
The material on this website is copyright protected. Except to the extent prescribed by the Copyright Act 1968 (Cth), or where you obtain our prior written consent, you are prohibited from reproducing, creating links to, framing, uploading to a third party or storing or transmitting any part of this website. This website also contains registered trademarks owned by us. You are prohibited from using these trademarks in any way without our prior written consent.
Credit24 is a registered trademark.
13. Termination and changes
We may amend these Terms and Conditions at any time, in which case an amended version will be published on this website. Your acceptance of these Terms and Conditions demonstrates that you agree that in so publishing the amended version, we have provided sufficient notice of the changes. You also agree that your subsequent access, viewing or use of this website demonstrates your acceptance of these Terms and Conditions. The Terms and Conditions and your permission to access, view or use this website may be terminated at any time by us without notice. All disclaimers and limitations of liability included in these Terms and Conditions will survive termination.
14. Jurisdiction
The information on this website is compliant with the laws of the Commonwealth of Australia, We make no guarantee that the information is compliant with any laws outside these jurisdictions.