
We get it—life can be unpredictable, and you might need a little extra cash to get by. That’s why Credit24 offers small unsecured personal loans that you can access quickly. Whether it’s covering medical expenses, paying for home repairs or renovations, consolidating high-interest debt, or simply taking a holiday, our loans can help you manage your financial needs.
Whatever your reasons, Credit24 is here to help. Our simple application process makes it easy to apply, and if approved, you can receive the funds in as little as 1 minute*. With our fast and hassle-free service, you can have peace of mind knowing that financial support is readily available. Our loans are also flexible, allowing you to choose terms that fit your budget, ensuring that you can manage repayments comfortably.
Apply online in minutes, and you may receive a fast approval decision. Hassle-free personal loans, designed to help you.
Our unsecured personal loans require no collateral, which means you don’t have to risk your assets to get the personal loan you need.
Choose when to pay your loan, and get a fixed repayment schedule upfront so you always know what to expect.
With our fast personal loans, once your application is approved, you can receive your money within 60 seconds.
There are many types of personal loans available. With Credit24, you can get unsecured personal loans with no collateral required, tailored to meet your specific financial needs Depending on your needs, we offer three main types of loans:
Unsecured personal loans for smaller unexpected expenses
Ideal for handling bigger costs like some repairs or combining multiple small debts.
Unsecured loans for larger needs, such as major renovations or other substantial bills.
Credit24 Personal Loans – Frequently Asked Questions
Personal loans can be used for various personal reasons, like renovating your house, fixing a car, or paying for a wedding. You apply online, agree on fixed repayments upfront, and receive your money in as little as 1 minute* if approved. With Credit24, there’s no collateral needed.
With Credit24, you can borrow between $500 and $10,000. The amount you can borrow will depend on an individual assessment of your financial situation, and the loan terms.
You can have only one active loan at any given time with Credit24. Once your existing loan is paid off, you’re eligible to re-apply for a new loan through our website using the login section. You can also repay your loan early without any penalties or charges.
With Credit24, the approval process is usually very quick. You can apply anytime, and we operate during the following hours:
Monday to Friday: 8 am to 8 pm (AEST)
Saturday: 9 am to 5 pm (AEST)
Sunday: Closed
However, processing times may vary depending on individual circumstances, and the response time will depend on the specifics of your application.
Centrelink benefits will be assessed as part of your income, however this cannot make up more than 50% of your income. Unfortunately, we don't offer loans to people who are unemployed or Centrelink payments make up more than 50% of the income.
To get a personal loan with Credit24, simply fill out an online application, providing some basic information about your financial situation. Once you submit your application, we’ll assess it quickly, and if approved, you’ll receive your money in as little as 1 minute. No collateral is required, making the process simple and hassle-free.