What can we offer

It is a pity that in Australia student loans are extremely tough to come by. While you may get a loan for higher education studies with repayment options post-employment, the fact is that these take a long time to process. A personal loan of up to $10,000 could be a convenient way to enjoy your student years without stressing about the finances.

No hidden costs or fees

Before applying you can see exactly how much the repayments are going to be, and how much you’ll owe over the lifetime of your loan. Use our loan calculator to see this upfront.

Flexible loan options

Our personal loans for students are flexible from $500 up to $10,000. With up to 36 months to pay back and the option to pay back weekly, fortnightly or monthly – the loan is flexible to suit your pay cycle. And best of all, repay early with no penalty.

Easy to apply

Our student loan application process is extremely fast and easy. Choose the loan amount, apply online and get a response within minutes. Once approved, money can be paid into your account as quickly as the same day.

You can rely on us

With businesses in 12 international locations, over 10 years of experience and over 300,000 satisfied customers you can be sure that Credit24 is a secure and responsible lender.

Student loan calculator

Use our student loan calculator to see how much the repayments could be. Select the loan amount and choose weekly, fortnightly or monthly repayments to suit your pay cycle.


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Use the student money loan for many purposes

We understand that you may need money for various reasons. Sometimes, it is for the out-of-pocket expenses and at other times it is to manage the extra amounts needed when applying for various educational institutes.

Credit24 loans for students aren’t just limited to tuition fees. Use the money to purchase textbooks, a laptop, stationary or whatever the need. Time spent studying is generally a very fluid period of your life, meaning our student loan should be as flexible as you.

How much is the average Australian loan?

According to the Australian Parliament website, the average outstanding amount for students with a Higher Education Loan Program (HELP) sat at $21,557. This figure doesn’t account for what’s already been paid back by those with a HELP debt.

The time it takes university alumni to pay back their loans is also startling. On average, it takes Australians over nine years to pay back their HELP debt completely. This figure is up from 2017, when it took just under nine years for former students to pay back their tertiary education fees.

How to apply

step one

Tap ‘Start Application’

Complete the simple online application form.

step two

Submit your application

The application can be approved within 24 hours if all supporting documents are provided.

step three

Get your cash

Once approved, you can get your cash on the same day*. With the money, pay off any of your student expenses.

Start Application

*Same day transfers for applications approved during business hours

Ready to apply?

Collect everything from the list below and complete your application in just a few minutes! Here’s a quick checklist.

To be eligible for a Credit24 loan you must:

  • Be an Australian Citizen or Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account
  • Have a reasonable credit history
  • Earn at least $1,000 a month

You will need to provide:

  • Your mobile number
  • Your email address
  • Your driver’s license details (if you have one)
  • Access to your bank account’s online banking service with the last three months of statements