Loans with no guarantor and more

100% online service

While our short-term cash loan application is 100% online, loans are individually assessed by a real person. This means that we take the extra care to review your application to ensure what we offer, you can afford. We don’t have the large overheads of other lenders, meaning you won’t pay unnecessary fees.

See all the costs and fees before applying

Before applying you can see exactly how much the repayments are going to be, and how much the loan will cost. Try our online calculator today to see how much it’ll cost.

Choose flexible loan options

Borrow up to $10,000 for a maximum of 36 months. Choose the loan amount and how long you want to pay it back. If approved within business hours, money could be transferred to your bank account on the same day (depending on your bank).

Save interest by paying back early

For a medium to a large loan, repay the loan early with no penalty. The earlier you pay it back, the more interest you’ll save.

You can rely on us

With businesses in 12 international locations, over 10 years of experience and over 300,000 satisfied customers you can be sure that Credit24 is a secure and responsible lender.

Short-term loan calculator

Use our simple short-term personal loan calculator to see how much the repayments could be. You can choose weekly, fortnightly or monthly repayments to suit your pay cycle. Choose the loan amount, repayment frequency and term to get an immediate estimate of how much you’ll pay.


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A loan for fast cash

Short-term cash loans could be a financial solution for people who intend to pay back the loan quickly. This type of loan is becoming an increasingly popular choice for Australians who are seeking small cash advances without signing up for a large sum of debt.

We understand that from time to time life gets in the way and we need an extra hand to get through a financial hiccup. That’s why our short-term personal loans are affordable and accessible. Submit your loan application online (with no paperwork!) and get a response in just a few minutes.

Reasons to get a loan

There are many reasons why someone may need a loan. If you’re weighing up whether to take out a loan, it’s important to know that there are many people in your position who use their short-term cash loans on a wide range of things, including:

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How to apply

step three

Tap “Start Application”

Complete our online application and get an outcome within minutes.

step two

Submit your application

The application can be approved within 24 hours if all supporting documents are provided.

step three

Get your cash

Once approved, you can get your cash on the same day*. With the money, pay off unexpected bills, cover everyday living expenses or treat yourself to a holiday.

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*Same day transfers for applications approved during business hours.

Ready to apply?

Collect everything from the list below and complete your application in just a few minutes! Here’s a quick checklist.

To be eligible for a Credit24 loan you must:

  • Be a Permanent Resident
  • Be aged 18 years or over
  • Be employed and get paid into your bank account
  • Have a reasonable credit history
  • Earn at least $1,000 per month

You will need to provide:

  • Your mobile number
  • Your email address
  • Your driver’s license details (if you have one)
  • Access to your bank account’s online banking service with the last three months of statements