
If you have multiple loans or credit card debts, you can use Credit 24’s personal debt relief loans to consolidate all repayments into one monthly, fortnightly or weekly payment that will be fixed upfront.
Having a single debt consolidation loan can help you avoid late fees and potential defaults as you no longer have to manage multiple loan repayments.
Get up to $10,000 based on your eligibility.
Fast online application & quick response.
With debt consolidation loans, you have just one loan repayment, fixed upfront.
If approved, the loan is paid out on the same day.
Based on your financial requirements and your need for debt relief, you can choose from 3 different online debt consolidation loan plans. Credit24 offers you the flexibility to choose any amount up to $10,000 depending on your eligibility and existing loan amount. You can consolidate loans into one payment made every week, fortnight or month.
Debt consolidation for multiple small loans.
Convert multiple debts into one medium loan
Personal loans and credit card debt consolidation of up to $10,000
With Credit24 debt consolidation loans in Australia, pay single monthly, fortnightly or weekly payments and avoid due dates, late fees, and the constant worry of missing a payment. Loan consolidation streamlines your finances by combining your existing debts (credit cards, personal loans, etc.) into a single, manageable payment plan that is fixed upfront.
Say goodbye to frustrating repayments: No more scrambling to meet different deadlines. One payment, one due date.
No more late fees: Simplify your repayments and eliminate the risk of late fees associated with multiple debts.
Take control of your finances: A single, predictable payment makes budgeting easier. You’ll gain clarity on your finances and feel empowered to reach your financial goals.
Our simple and quick application process makes it easy to get started.
Quick Cash Loans Answered
Applying for a Credit24 debt consolidation loan is convenient and easy. Applications are open 24/7, so you can enjoy the freedom to choose when and where you apply. You can select how much you want to borrow and for how long to see exactly what your repayment schedule will look like using our debt consolidation loan calculator. There are no hidden charges.
During your application, we’ll ask you for a copy of your last three months of bank statements that you can send securely using Illion. Once we have verified your information, we’ll let you know about your loan application status. After the application is submitted, it’s scrutinized by our team. Once everything is received and if your loan is approved, it’ll be processed within an hour and paid to your PayID-enabled bank account within 60 seconds.
Yes, you can get a loan to consolidate your debt provided you fulfil our eligibility criteria. To be eligible for a Credit24 loan you must:
• Be an Australian Citizen or a Permanent Resident
• Be aged 18 years or over
• Be employed and have your salary paid into your bank account
• Have a reasonable credit history
• Earn at least $1,000 in a month
To complete the application process, you’ll need to provide us with the following additional information:
• Your mobile phone number and email address
• Your driver’s license details and in some cases, your Medicare Card or passport number
• Your last three months of issued bank statements retrieved via Illion’s secure bank data portal.
With Credt24, you can borrow up to $10,000 as a loan to consolidate debt. Your eligibility will be determined based on your financial standing and credit score. Once you fill out our application, we’ll respond within 24 hours with its status.
Loan cost depends on the size of the loan and repayment frequency. Hence it’ll vary from person to person. For a small loan between $500 and $2000, you’ll pay an establishment cost of 20% and a monthly service fee between 2% and 4%, no interest will be charged.
For medium loans from $2001 to $5000, you’ll just pay a flat establishment fee of $400 and an interest rate between 24-48% p.a. For large loans up to $10,000, you’ll pay an interest rate between 24% and 48% p.a., without any establishment or monthly service fee.
With Credit24, you can apply for an instant personal loan of up to $10,000. The amount you can borrow will depend on your eligibility.
With Credit24 debt consolidation loans, you can consolidate any type of debt. You can consolidate all your credit card loans, personal loans and mortgages and pay your debts with just one monthly, fortnightly or weekly payment set upfront.