Person holding a phone while walking Budgeting

Top 4 Australian Budgeting Apps

Posted on 9 November 2015

Budgeting is crucial when planning your finances. However, it can be time consuming. There are several smartphone apps that can assist in making your budget process easier and more efficient. Following, are the top 4 Australian budgeting apps.

Pocketbook

Pocketbook is a great finance tool to assist in tracking your expenses and setting weekly or monthly limits. Below, are the main characteristics of this app:

  • Option to synchronize with Australian banks. This saves you time from manually entering your expenses and balances.
  • Once synced, Pocketbook will automatically categorizes up to 80% of your expenses.
  • Track cash payments with mobile photos or Geo-location. Add additional pictures of receipts or invoices to your transaction.
  • Bills are automatically detected with an alert to notify you to let you know if you have enough funds to cover.

Bills Forecast

Makes paying bills less stressful and more organized. All bills can be added so you are aware of the fluctuation throughout the month.

  • Easily add bills to your calendar.
  • Alerts you when bills are coming due.
  • Can determine which months have higher bills than others.
  • Weekly and monthly summaries.

Track My Spend

Allows you to track all personal expenses and create different spending limits. Some ways you can utilize this app are below:

  • Create a weekly household budget.
  • Set spending limits on the categories of your choice.
  • Separate your needs and wants, which can make you aware of your spending habits.
  • Set alerts for upcoming expenses.

Good Budget

Good Budget, formerly Easy Envelope Budget Aide, allows users to create budgets and share between phones. Other aspects include the following:

  • Uses the popular envelope system to keep budgeting simple.
  • Each member of your family can use the app and view transactions at the same time. Great to stay on the same page.
  • Create charts and reports to assist in budgeting.
  • Track bank balances.

The above are all great tools to assist in your budgeting. Each provide unique characteristics to meet your needs. Sometimes you may find yourself in need cash between pay cycles. There are several options to get you back on your budgeting goals. Contact us for different loan options.