Instant Cash Loan Customised to Your Needs

Minor purchases to significant expenses—we offer solutions for all your financial needs. Choose from large, medium or small instant loans with terms tailored to your specific requirements.

Small Loans

Instant small cash loans for everyday small expenses.

  • Loan Amounts $500 - $2000
  • Establishment Fee 20%
  • Monthly Service Fee 2-4%
  • Interest Not Applicable
  • Terms 6-12 Months

Medium Loans

Medium-sized instant cash loans for unexpected and urgent bigger expenses.

  • Loan Amounts $2,001 - $5,000
  • Establishment Fee $400
  • Monthly Service Fee $0
  • Interest 24-48% p.a
  • Terms 12-24 months

Large Loans

Larger instant emergency cash loans to help you pay off large unforeseen expenses.

  • Loan Amounts $5,100 - $10,000
  • Establishment Fee $0
  • Monthly Service Fee $0
  • Interest 24-48% p.a
  • Terms 12-36 months

Easy and Instant Cash Loans Online

  • 1Fill out the 100% online easy application
  • 2Online instant loan approval if you’re eligible. We check your application right away and get back to you within a day.
  • 3If approved, funds usually credited within one minute.*

Apply now

Benefits of Credit24 Instant Cash Loans

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Instant cash loans $500 to $10,000

Depending on your eligibility, borrow up to $10,000.

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Easy and quick application

Instant cash loans online application process that just takes a few minutes.

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Instant loan approval and payout

Get an immediate response. If approved, the money can be paid within 60 seconds*.

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Flexible loan repayments

Choose between 6 and 36 months to repay your loan and get a repayment schedule upfront.

Instant Personal Loans For  Everyday Needs

Don’t let urgent unexpected expenses derail your financial stability. With Credit24, you can apply for instant cash loans online within minutes and if approved, will be paid in 60 seconds.* The repayment terms are personalised as per your needs and you can choose from monthly, fortnightly or weekly payment schedules.

Whether you need an instant cash loan for rental bonds, home improvements, or car repairs, we’ve got you covered. We offer instant cash loans for pensioners, students and people with bad credit or no credit history.

Apply  now

Instant Cash Loans Answered

How can I get instant money urgently?

You could get instant money urgently based on your eligibility by applying for a personal loan through Credit24. Our application process is 100% online and takes just a few minutes, so you can apply for instant cash loans 24/7.

We’ll process your application from 8 am – 8 pm on weekdays and between 9 am – 5 pm on Saturdays. And in most cases, you'll receive a response within 24 hours.

How much can I borrow with an instant cash loan?

With Credit24 instant cash loans, you can borrow between $500 and $10,000 as per your needs and eligibility. After you fill out the application and tell us how much funds you require, we assess your eligibility based on your financial situation. If approved, you can receive up to $10,000 within minutes. Keep all the required information handy while filling out the instant cash loans online application to finish the process in less than 10 minutes.

Can I get instant cash loans on centrelink?

Yes, you can apply for an instant cash loan through Credit24 if you receive Centrelink benefits, provided these benefits constitute no more than 50% of your total income. For instance, if your salary is $1000 per month, you are eligible only if your Centrelink payments are $500 or less per month.

Who can apply to Credit24 instant cash loans?

You can apply for an instant cash loan in Australia with Credit24 if you are:

• An Australian citizen or a Permanent Resident
• 18 years old or over
• Employed and receive money in your bank account
• Earning at least $1000/month
• Having a reasonable credit history

More FAQs

Reviews

  • Derek

    Very easy to understand and use to complete a simple form and understand how you can borrow without pushing you over its personal goals. Highly recommended to everyone.

    Amanda

    Very courteous. Efficient and willing to help. Well done, Credit24 makes it easy to apply for funds while ensuring the borrower is safe and able to repay the monthly payments.

  • Alice

    I am a very satisfied customer. Credit24 was there when needed the most when the rest of the creditors said no.

    Meria

    I had a good experience, and I was really surprised by how quickly the process was and how fast the money transferred into my account. Thank you so much.

  • Pauline

    The customer service agent was helpful, non-judgmental, and professional. Very grateful.

    Leon

    They are always very helpful and understanding. They don’t speak down to me. Very friendly and respectful.

  • Bevan

    I applied for an amount of money, the application was approved, and the funds were in my account the next morning, so I am happy with the whole process.

    Peter

    All good with Credit24, you have always been there for me and helped me out when I really needed you to be there for me. Keep up the good work Credit24.

  • Twylla

    I absolutely love how staff are so helpful and understanding when I have had to defer a payment.

    Claudia

    Excellent customer service. My preference is over the phone service.

  • Katarina

    The customer service team member I spoke to was lovely, with a very engaging manner.

    Brian

    I got excellent service when I applied and have had no bad experiences.

  • Sophia

    I am very satisfied with the team and the easy way to access the process to get what I needed.

    Carolyn

    Great service. I really appreciate being able to speak to someone on the phone and how quickly the phone call is answered. I also love the ability to go on a payment plan when times get tough.

  • Lynette

    I wish I had known about you earlier! The stress and processes of trying to get a personal loan have been exhausting and depressing! I like the idea of a line of credit that you can top up, and it’s there for as long as you need it!

    Tara

    I have used Credit24 for a few years now, never had a problem, reliable and efficient service I can rely on.

  • Jodie

    The customer care team were very helpful and patient with my questions.

    Donna

    I have found them to be amazing in this tough time that I’m experiencing. They listened and had a solution.

  • Eirawen

    Always helpful, courteous, and professional in their assistance.

    Trevor

    Very polite customer service officer resolved my inquiry immediately, no problem, thank you.

  • Sandra

    This was my first time using Credit24, and it was really easy. I will definitely stick with them if I need money again.

    Tame

    Best lenders I know so far, highly recommend.